Insuring Your Vehicle with a Selection of the Best Policies
BWO of Elkhorn provides insurance for all types of automobiles; from your brand new, off-the-showroom floor light truck, to your Model-T Ford! Our coverage plans include collector (classic) cars, trailers, and recreational vehicles in addition, of course to the family Minivan, SUV and everyday car. We will always strive to give you the best plan at an affordable price.
Our auto policies covers you and members of your household while driving in an insured car or any other car not furnished for your regular use. It covers other people when they are driving your insured vehicle with permission. We write policies for our valued customers in Elkhorn, Lake Geneva, and Delavan and throughout Walworth County.
What kind of coverage is the very best for you and your particular situation? Of course it varies a great deal but below is a brief description of coverage you will need for your car, truck, van or any personal vehicle you drive if you have been in an accident.
Automobile Bodily Injury Liability
If you are found to have been at fault, Automobile Bodily Injury Liability Insurance pays for the medical treatments, rehabilitation, or funeral costs incurred by another driver, the other driver's passengers, passengers in your car, and pedestrians.
Property Damage Liability
Property Damage Liability insurance pays for repair or replacement of other people’s vehicles or property that someone insured on your policy damages in an accident.
Medical Payments Coverage
Medical Payments Coverage is also called "Med Pay." This insurance pays physicians and hospital bills, rehabilitation costs, and some funeral expenses for you and your passengers. It also pays limited compensation for services needed during convalescence. Medical Payments have increased to at least $10,000 however applicants and insured's may reject this coverage.
Uninsured/Under-insured Motorist Coverage
Uninsured/Under-insured Motorist Coverage is very important as it pays you and members of your household for medical costs, rehabilitation, funeral costs, and losses from pain and suffering resulting from an accident caused by a driver who does not have insurance or lacks sufficient insurance.
Effective June 1, 2010, Under-insured motorist coverage may no longer be rejected in the State of Wisconsin effective. Limits of Uninsured/Under-insured Motorist Coverage have increased to a minimum of $100,000 per person and $300,000 per accident.
Rental Reimbursement and Towing Coverage
Rental reimbursement pays about $15 per day up to 30 days; towing pays anywhere from $50 to $100 per tow. Towing pays for towing your wrecked car or disabled car after an accident.
BWO of Elkhorn offers the most comprehensive auto insurance packages at very competitive prices. We are always happy to provide no-obligation advice and information on the best auto or vehicle insurance to have. Let BWO of Elkhorn be your auto insurance partner.